UCPB YES Personal Loan
UCPB can help you take care of life’s emergencies with a convenient Your Easy Salary loan.
Interest rate (p.a.)
19.05% - 20.28% |
Loan Tenure
1 - 3 years |
Approval Duration
Up to 5-7 banking days |
Min. monthly income
₱30,000 |
What's so great about UCPB YES Personal Loan ?
- Enjoy friendly payment terms from 12 to 36 months.
- Get a free UCPB eMoney Card as a pay-out option.
- Borrow any amount from ₱50,000 to ₱1,000,000.
Product Features
|
Min. financing amount |
Metro Manila ₱50,000.00 Provincial ₱20,000.00 |
| Max.financing amount | Up to ₱1,000,000.00 |
| Min. loan tenure | 1 year |
| Max. loan tenure | 3 years |
| Interest rate | Fixed rate of 18.00% per annum, 1.50% per month add-on |
| Approval duration | Up to 5-7 banking days |
| Debt consolidation | No |
Fees & Charges
| One time set up | |
|---|---|
| Processing fee | ₱1,500.00 |
| Stamp duty | ₱1.00 for every ₱200.00 in excess of ₱250,000 of the loan amount |
| Disbursement & misc. fee | N/A |
| Penalties | |
|---|---|
| Early settlement | 5% p.a. on any balance outstanding |
| Late payment charges | ₱300.00 or 5% p.a. on any balance outstanding, whichever is higher |
Eligibility
| Age requirement | Age 23 - 65 |
| Employment eligibility | At least ₱30,000 monthly income |
| Min. salary requirement | ₱30,000 gross per month |
| Guarantor / Collateral requirement | Yes |
Other Requirements
| Need to open linked banked account? | Yes |
| Other details | Method of Payment - Post-dated checks |